Top 20 Indian Banks and their NPA Assets Know what is NPA in banking terms
Top 20 Indian Banks and their NPA Assets Know what is NPA in banking terms
What is the meaning of NPA in banking terms?
Definition of NPA?
When the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset or is called as non-performing loan.
If payments are late for a short time a loan is classified as past due. Once a payment becomes really late (usually 90 days) the loan classified as non-performing.
Above conditions are not good for banks as banks depend on interest also.
It is from the interest payments than a bank makes its profits.
Non-performing assets, also called non-performing loans are given by Banks or finance companies and repayments or interest payments are not being made on time.
Following is the list of 20 top Indian Banks and their NPAs assets.
1 –
ICICI Bank
ICICI Bank has the highest NPAs among private sector banks.
Net NPAs: Rs 2,407.36 crore
Gross NPAs: Rs 10,034.26 crore
2-
State Bank of India
Net NPAs: Rs 12,347.90 crore
Gross NPAs: Rs 25,326.29 crore
3-
State Bank of Patiala
Net NPAs: Rs 620.77 crore
Gross NPAs: Rs 1,381.68 crore
4-
State Bank of Hyderabad
Net NPAs: Rs 562.72 crore
Gross NPAs: Rs 1,150.45 crore
5-
Bank of India
Net NPAs: Rs 1944.99 crore
Gross NPAs: Rs 4,811.55 crore
6-
Bank of Baroda
Net NPAs: Rs 790.88 crore
Gross NPAs: Rs 3,152.50 crore
7-
Union Bank of India
Net NPAs: Rs 1,803.44 crore
Gross NPAs: Rs 3,622.82 crore
8-
Punjab National Bank
Net NPAs: Rs 2,038.63 crore
Gross NPAs: Rs 4,379.39 crore
9-
Indian Overseas Bank
Net NPAs: Rs 1,328.42 crore
Gross NPAs: Rs 3,089.59 crore
10-
Oriental Bank of Commerce
Net NPAs: Rs 938.15 crore
Gross NPAs: Rs 1,920.54 crore
11-
Canara Bank
Net NPAs: Rs 2,347.33 crore
Gross NPAs: Rs 3,089.21 crore
12-
UCO Bank
Net NPAs: Rs 1,824.55 crore
Gross NPAs: Rs 3,150.36 crore
13-
IDBI Bank
Net NPAs: Rs 1,677.91 crore
Gross NPAs: Rs 2,784.73 crore
14-
Vijaya Bank
Net NPAs: Rs 741.16 crore
Gross NPAs: Rs 1,355.78 crore
15-
Syndicate Bank
Net NPAs: Rs 1,030.84 crore
Gross NPAs: Rs 2,598.97 crore
16-
Central Bank of India
Net NPAs: Rs 847 crore
Gross NPAs: Rs 2,394 crore
17-
United Bank of India
Net NPAs: Rs 757.41 crore
Gross NPAs: Rs 1,355.78 crore
18-
Allahabad Bank
Net NPAs: Rs 736.37 crore
Gross NPAs: Rs 1,647.92 crore
19-
Bank of Maharashtra
Net NPAs: Rs 618. 95 crore
Gross NPAs: Rs 1,173.70 crore
20-
Dena Bank
Net NPAs: Rs 54.89 crore
Gross NPAs: Rs 842.24 crore
Reality views by sm –
Tuesday, November 22, 2011
Tag – Top Indian Banks NPA Ranking
Source: RBI NPA figures are for the year ended March 2011
What is the meaning of NPA in banking terms?
Definition of NPA?
When the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset or is called as non-performing loan.
If payments are late for a short time a loan is classified as past due. Once a payment becomes really late (usually 90 days) the loan classified as non-performing.
Above conditions are not good for banks as banks depend on interest also.
It is from the interest payments than a bank makes its profits.
Non-performing assets, also called non-performing loans are given by Banks or finance companies and repayments or interest payments are not being made on time.
Following is the list of 20 top Indian Banks and their NPAs assets.
1 –
ICICI Bank
ICICI Bank has the highest NPAs among private sector banks.
Net NPAs: Rs 2,407.36 crore
Gross NPAs: Rs 10,034.26 crore
2-
State Bank of India
Net NPAs: Rs 12,347.90 crore
Gross NPAs: Rs 25,326.29 crore
3-
State Bank of Patiala
Net NPAs: Rs 620.77 crore
Gross NPAs: Rs 1,381.68 crore
4-
State Bank of Hyderabad
Net NPAs: Rs 562.72 crore
Gross NPAs: Rs 1,150.45 crore
5-
Bank of India
Net NPAs: Rs 1944.99 crore
Gross NPAs: Rs 4,811.55 crore
6-
Bank of Baroda
Net NPAs: Rs 790.88 crore
Gross NPAs: Rs 3,152.50 crore
7-
Union Bank of India
Net NPAs: Rs 1,803.44 crore
Gross NPAs: Rs 3,622.82 crore
8-
Punjab National Bank
Net NPAs: Rs 2,038.63 crore
Gross NPAs: Rs 4,379.39 crore
9-
Indian Overseas Bank
Net NPAs: Rs 1,328.42 crore
Gross NPAs: Rs 3,089.59 crore
10-
Oriental Bank of Commerce
Net NPAs: Rs 938.15 crore
Gross NPAs: Rs 1,920.54 crore
11-
Canara Bank
Net NPAs: Rs 2,347.33 crore
Gross NPAs: Rs 3,089.21 crore
12-
UCO Bank
Net NPAs: Rs 1,824.55 crore
Gross NPAs: Rs 3,150.36 crore
13-
IDBI Bank
Net NPAs: Rs 1,677.91 crore
Gross NPAs: Rs 2,784.73 crore
14-
Vijaya Bank
Net NPAs: Rs 741.16 crore
Gross NPAs: Rs 1,355.78 crore
15-
Syndicate Bank
Net NPAs: Rs 1,030.84 crore
Gross NPAs: Rs 2,598.97 crore
16-
Central Bank of India
Net NPAs: Rs 847 crore
Gross NPAs: Rs 2,394 crore
17-
United Bank of India
Net NPAs: Rs 757.41 crore
Gross NPAs: Rs 1,355.78 crore
18-
Allahabad Bank
Net NPAs: Rs 736.37 crore
Gross NPAs: Rs 1,647.92 crore
19-
Bank of Maharashtra
Net NPAs: Rs 618. 95 crore
Gross NPAs: Rs 1,173.70 crore
20-
Dena Bank
Net NPAs: Rs 54.89 crore
Gross NPAs: Rs 842.24 crore
Reality views by sm –
Tuesday, November 22, 2011
Tag – Top Indian Banks NPA Ranking
Source: RBI NPA figures are for the year ended March 2011
7 comments:
Thanks for this post, helped in brushing up my memory. And thanks for sharing the list as well...
@Saru Singhal
thanks.
Canara Bank is not in list .
Pl read my post on the same subject --- NPAs
http://www.indiaoftomorrow.blogspot.com
Team G,,thanks.
11 No. is Canara Bank.
BK chowla,,thanks.
Millions of Indian should taken one-one rupee loan. They will not be able to repay in 90 days as 25p is not there.
Needless to say such people will enjoy themselves with cooking gas and all in their homes!
@Kirti
thanks.