22 November 2011

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Top 20 Indian Banks and their NPA Assets Know what is NPA in banking terms

Top 20 Indian Banks and their NPA Assets Know what is NPA in banking terms

What is the meaning of NPA in banking terms?
Definition of NPA?

When the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset or is called as non-performing loan.




If payments are late for a short time a loan is classified as past due. Once a payment becomes really late (usually 90 days) the loan classified as non-performing.

Above conditions are not good for banks as banks depend on interest also.
It is from the interest payments than a bank makes its profits.

Non-performing assets, also called non-performing loans are given by Banks or finance companies and repayments or interest payments are not being made on time.

Following is the list of 20 top Indian Banks and their NPAs assets.

1 –
ICICI Bank
ICICI Bank has the highest NPAs among private sector banks.

Net NPAs: Rs 2,407.36 crore
Gross NPAs: Rs 10,034.26 crore

2-
State Bank of India
Net NPAs: Rs 12,347.90 crore
Gross NPAs: Rs 25,326.29 crore

3-
State Bank of Patiala
Net NPAs: Rs 620.77 crore
Gross NPAs: Rs 1,381.68 crore

4-
State Bank of Hyderabad
Net NPAs: Rs 562.72 crore
Gross NPAs: Rs 1,150.45 crore

5-
Bank of India
Net NPAs: Rs 1944.99 crore
Gross NPAs: Rs 4,811.55 crore

6-
Bank of Baroda
Net NPAs: Rs 790.88 crore
Gross NPAs: Rs 3,152.50 crore

7-
Union Bank of India
Net NPAs: Rs 1,803.44 crore
Gross NPAs: Rs 3,622.82 crore

8-
Punjab National Bank
Net NPAs: Rs 2,038.63 crore
Gross NPAs: Rs 4,379.39 crore

9-
Indian Overseas Bank
Net NPAs: Rs 1,328.42 crore
Gross NPAs: Rs 3,089.59 crore

10-
Oriental Bank of Commerce
Net NPAs: Rs 938.15 crore
Gross NPAs: Rs 1,920.54 crore

11-
Canara Bank
Net NPAs: Rs 2,347.33 crore
Gross NPAs: Rs 3,089.21 crore

12-
UCO Bank
Net NPAs: Rs 1,824.55 crore
Gross NPAs: Rs 3,150.36 crore

13-
IDBI Bank
Net NPAs: Rs 1,677.91 crore
Gross NPAs: Rs 2,784.73 crore

14-
Vijaya Bank
Net NPAs: Rs 741.16 crore
Gross NPAs: Rs 1,355.78 crore

15-
Syndicate Bank
Net NPAs: Rs 1,030.84 crore
Gross NPAs: Rs 2,598.97 crore

16-
Central Bank of India
Net NPAs: Rs 847 crore
Gross NPAs: Rs 2,394 crore

17-
United Bank of India
Net NPAs: Rs 757.41 crore
Gross NPAs: Rs 1,355.78 crore

18-
Allahabad Bank
Net NPAs: Rs 736.37 crore
Gross NPAs: Rs 1,647.92 crore

19-
Bank of Maharashtra
Net NPAs: Rs 618. 95 crore
Gross NPAs: Rs 1,173.70 crore

20-
Dena Bank
Net NPAs: Rs 54.89 crore
Gross NPAs: Rs 842.24 crore

Reality views by sm –

Tuesday, November 22, 2011

Tag – Top Indian Banks NPA Ranking

Source: RBI NPA figures are for the year ended March 2011


7 comments:

Saru Singhal November 22, 2011  

Thanks for this post, helped in brushing up my memory. And thanks for sharing the list as well...

Team G Square November 23, 2011  

Canara Bank is not in list .

BK Chowla, November 23, 2011  

Pl read my post on the same subject --- NPAs
http://www.indiaoftomorrow.blogspot.com

sm,  November 23, 2011  

Team G,,thanks.
11 No. is Canara Bank.

BK chowla,,thanks.

Kirti November 24, 2011  

Millions of Indian should taken one-one rupee loan. They will not be able to repay in 90 days as 25p is not there.
Needless to say such people will enjoy themselves with cooking gas and all in their homes!